- Entry age : Minimum - 1 month; Maximum - ranges from 40 to 60 years
- Basic Sum Assured: Minimum - RM10,000; Maximum - Subject to underwriting
- Rider Sum Assured: Minimum - RM10,000: Maximum - Subject to underwriting
- Before you sign up for this policy, you should assess the suitability of this policy in relation to your needs and that you can afford the premium payable under the policy.
- The value of the dividends and interest earned on the yearly income retained with us are not guaranteed and will depend on the investment performance and operating experience of our life insurance (participating) fund.
- It is highly recommended that you ask for and study our sales illustration and Product Disclosure Sheet, paying particular attention to the non-guaranteed benefits.
- Total and Permanent Disability benefit will be paid in accordance to the Company's Total and Permanent Disability provision.
- All applications are subjected to underwriting.
- In the event of a claim, you just need to submit a written notice on the occurrence of the claim event.
- Your policy will acquire a guaranteed minimum cash value after you have paid premium for 3 full years. This guaranteed minimum cash value will be the minimal amount we pay you terminate your policy prematurely.
- If you terminate your policy prematurely, it may result in you getting back less than the premium you had earlier paid for in this policy.
- If you retain your policy at the meantime but choose to stop your premium payment now, your policy may be terminated at a later stage thus termination of protection and loss of your planned income streams.
YOUR SATISFATION IS GUARANTEED
You have 15 days to review your policy after the delivery date. If for any reason you decide not to take up the policy, you may cancel the policy and you will get a full refund your premiums paid less any deduction of medical expenses incurred.
Important:This brochure is merely for simple brief information and is never intended to be a basis of an insurance policy or contact of insurance. Please ask for a copy of our policy for specific terms, conditions and exclusions of coverage for perusal. The information contained in this brochure may be changed without prior notice. In the event of any dispute or ambiguity arising out of the Bahasa Malaysia and Chinese translations in this brochure, the English version shall prevail.
Enquire Line : +6010-2980370
Email Address : celestelim9@gmail.com
